COVID-19 Business Resources

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NEW! Updated COVID resources are available as of December 30th for PPP, Unemployment (Pandemic Relief Payment), EIDL and other programs.


Paycheck Protection Program Reopens!

The Small Business Association and the U.S. Treasury announced the reopening of the Paycheck Protection Program (PPP) as of January 8th, along with guidance for loan forgiveness and qualifications for new applicants.

Even if you received a loan in the first round of PPP, you may qualify for a second loan as long as your gross receipts in one quarter of 2020 are 75% or less than the gross receipts in the same quarter of 2019.

If you are considering applying for this second round, get ahead of the game by calculating your quarter by quarter revenues in 2019 and 2020 and determining your eligibility. We have confirmed that North Cascades Bank and Farmers State Bank in Winthrop will participate in the second PPP loan round beginning in early February. Check with your lending institution to determine if they will be participating!

View/download PPP Second Draw Borrower Application Form →

PPP Forgiveness Resources

First round of PPP loans are now forgivable! Check with your lending institution to begin forgiveness process.


Newly Expanded CARES Act Funding

Washington State’s new Pandemic Relief Payment (PRP) program extends federal unemployment benefits, beginning January 3, 2021. The plan outlines $300 a week in extra unemployment benefits for qualifying individuals and a one-time PRP payment of $550.


The Washington State Employment Security Department (ESD) has seen a significant rise in reports of impostor fraud since the onset of the pandemic. As a result the ESD has taken a number of steps to prevent and investigate alleged fraud including holding payments for an additional 1-2 days to further validate claims.

Expanded Eligibility

The self-employed, independent contractors, and gig workers are now eligible for unemployment. We recommend that you sign up to receive the most timely updates from the ESD.

Here’s how to apply:

  1. The ESD has published a guide to the expanded benefits available for the self-employed [pdf]. Read this guide and follow the instructions to apply for unemployment. THIS STEP IS REQUIRED BEFORE YOU CAN APPLY FOR THE BENEFITS FOR SELF-EMPLOYED WORKERS.
  2. Download the Application Checklist for Expanded Pandemic Unemployment Benefits [pdf] to ensure you have all the required documentation available when you are ready to submit your claim.
  3. Create your Secure Access Washington (SAW) account to submit your claim. Need help setting up your SAW accounts? Watch this video from the ESD.

For Employers

Employers have a number of a number of options from the ESD for their employees including SharedWork plans, temporary layoffs, standby and furloughs.

WorkSource Program

WorkSource staff can help with Basic UI, Pandemic Unemployment and General SAW account questions — Monday-Friday, 8 a.m.–5 p.m. Contact the WorkSource Okanogan office directly at (509) 825-7310 or Chat Live with a WorkSource Specialist.


SBA announces new deadline extension for Economic Injury Disaster Loan (EIDL)

Under the Covid-19 relief bill passed by Congress on December 27, 2020, the SBA has extended the EIDL program through December 31, 2021. Business loans are available at 3.75% interest and loans for non-profits at 2.75% interest rates.

Apply for an SBA EIDL →


FAQs & Surveys

Questions about Covid-19 Relief and your 2020 taxes?
Stimulus funds are not taxable according to the IRS. Read this AARP article “Will I Owe the IRS Tax on My Stimulus Payment?” for an explanation.

Will I pay taxes on my unemployment benefits this year?
Learn more about how to report unemployment benefits from 2020.

The Economic Alliance and Okanogan Public Health wants to hear from you!
If you are a restaurant, tavern, bowling alley or movie theatre, please take the Covid-19 Small Business Impact Survey to help advocate for Okanogan County businesses at the county and state levels.

Take the Covid-19 Small Business Impact Survey →

Business Owners & Employees!
Please take our surveys for Business Owner’s and Employees. We are gathering information on the financial impacts of Covid, as well as other information to help understand the challenges to our business community and employees of the Methow Valley. The surveys are part of our ongoing Economic Study.

Take the Business Owner Survey → Take the Employee Survey →

Other resources to help you plan for the months ahead…

  • For businesses heading into the leaner winter months, the Small Business Administration (SBA) has compiled information related to SBA debt relief.
  • For information on how Paycheck Protection (PPP) loans might effect your 2020 taxes check out the article “Will You Owe Taxes on Your Paycheck Protection Loan?” in the Small Business Guide from the US Chamber of Commerce.